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Tammy Ehrenfelt

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All agents are NOT alike! Find out why I am a top Oregon Coast Real Estate Expert. Call me: 541-992-5111.
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.


Real Estate - Homes - NUMBER1EXPERTS Sell More!
Tammy Ehrenfelt is one of The Top Selling Real Estate Experts™
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School Reports
See the nation's top rated reports for Schools in Lincoln City, Depoe Bay, Neskowin and Pacific City >


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TripleCalc Software
Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's My Gift to You. 

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. 

You don't have to be online to use TripleCalc, like the other calculators on my site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. 

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's my gift to you for visiting my Lincoln City, Depoe Bay, Neskowin and Pacific City area web site. 

You can send copies of TripleCalc to all your friends and associates. 

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap... 

 Download TripleCalc Now!

TripleCalc Interface, part 1
TripleCalc Interface, part 2
This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.


Includes 8 other calculations you can't do without:

  • Simple Mortgages with P.I.T.I.
  • Pre-qualifying mortgages
  • Plus lease, investment, balloon payment and other calculators.
  • Every calculator uses the super-convenient "compare three at once" format.
  • It's FREE.

 Download TripleCalc Now!


TripleCalc Interface, part 1
TripleCalc Interface, part 2
TripleCalc Interface, part 3
Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

 Download TripleCalc Now!



School Reports in Lincoln City, Depoe Bay, Neskowin and Pacific City, Oregon
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Oregon Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Lincoln City, Depoe Bay, Neskowin and Pacific City 



Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What unique contribution did the town of Flushing, New York make to the American home?

A 
The flush toilet was invented in Flushing.
See More Real Estate Trivia >


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Tammy Ehrenfelt, REALTOR®, real estate agent and broker for Lincoln City, Depoe Bay, Neskowin and Pacific City, Oregon home listings, property and land for sale - NUMBER1EXPERT

Tammy Ehrenfelt
Coldwell Banker Gesik Realty

1815 NW Hwy 101
Lincoln City, OR 97367
Direct: 541-992-5111
Fax: 541-994-9582
Toll Free: 800-959-7760
TammyEhrenfelt@NUMBER1EXPERT.com

I have been a Real Estate Broker with Coldwell Banker Gesik Realty in Lincoln City, OR for 5+ years, selling homes in Lincoln City, Depoe Bay, Gleneden Beach, Neskowin, Lincoln Beach, Newport, Waldport as well as other areas of the state and have worked hard at making my business successful by taking care of my clients whether they're buying or selling real estate on the Oregon Coast. If you are looking to relocate out of the area, I have national and international contacts that I can refer you to. Just give me a call and let me know what you are looking for and "The Go-To-Girl For Real Estate" will go to work for you.

REALTOR MLS Equal Housing


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