I am a top Oregon Coast Real Estate Expert with Coldwell Banker, Gesik Realty, Inc. Lincoln City Oregon, Oregon Coast.

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"What Tammy's clients have to say"
"Buyers snd seller of property on the Oregon Coast in Lincoln City, Depoe Bay, Gleneden Beach, Lincoln Beach, would use Tammy Ehrenfelt"
"Gary & Jennifer Smith"
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Tammy Ehrenfelt is one of The Top Selling Real Estate Experts™
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Foreclosures
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

Remember: As a Lincoln City, Depoe Bay, Neskowin and Pacific City area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information!

First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What Las Vegas hotel is famous for its casinos and is the largest hotel in the US.?
A	With 5,012 rooms, the MGM Grand Casino is considered the largest hotel in the US.
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Tammy Ehrenfelt, REALTOR®, real estate agent and broker for Lincoln City, Depoe Bay and Pacific City, Oregon home listings, property and land for sale - NUMBER1EXPERT

Tammy Ehrenfelt
Coldwell Banker Gesik Realty
1815 NW Hwy 101
Lincoln City, Oregon 97367
Direct: 541-992-5111
Fax: 541-994-9582
Toll Free: 800-959-7760
TammyEhrenfelt@NUMBER1EXPERT.com
I have been a Real Estate Broker with Coldwell Banker Gesik Realty in Lincoln City, Oregon for many years selling Oregon Coast homes in and around Lincoln County & South Tillamook County including Lincoln City, Depoe Bay, Gleneden Beach, Neskowin, Pacific City, Lincoln Beach, Newport, Waldport, OR as well as many other areas of the state of Oregon and have worked hard at making my business successful by taking care of my clients whether they're buying or selling real estate on the Oregon Coast. If you are looking to relocate out of the area, I have national and international contacts that I can refer you to. Just give me a call and let me know what you are looking for and "The Go-To-Girl For Real Estate" will go to work for you.

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