I am a top Oregon Coast Real Estate Expert with Coldwell Banker, Gesik Realty, Inc. Lincoln City Oregon, Oregon Coast.

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"Buyers snd seller of property on the Oregon Coast in Lincoln City, Depoe Bay, Gleneden Beach, Lincoln Beach, would use Tammy Ehrenfelt"
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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a Lincoln City, Depoe Bay, Neskowin and Pacific City real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Closing or Settlement >As Closing Approaches

If you are selling a house that is under contract and scheduled to close in a few weeks, what can you do to make the transfer of ownership as easy as possible for you and your buyers?

Keep in close contact with your real estate agent so that you will know if there are any changes in the closing schedule. On the day the property changes hands, your house should be empty, clean and ready for the buyer. Contact all of the utility companies to let them know that you are moving and give the service company the buyer's name (the buyer must follow up with calls to confirm). Don't turn off the gas or electricity because the buyers need to confirm that the appliances are in working order. Let your insurance company know ahead of time that you are selling the house and arrange for your coverage to be transferred to your new home. The most important thing is to start the process well in advance in order to avoid any last-minute complications.

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Q	Which islands are considered the largest islands in the US?
A	The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles.
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Tammy Ehrenfelt, REALTOR®, real estate agent and broker for Lincoln City, Depoe Bay and Pacific City, Oregon home listings, property and land for sale - NUMBER1EXPERT

Tammy Ehrenfelt
Coldwell Banker Gesik Realty
1815 NW Hwy 101
Lincoln City, Oregon 97367
Direct: 541-992-5111
Fax: 541-994-9582
Toll Free: 800-959-7760
TammyEhrenfelt@NUMBER1EXPERT.com
I have been a Real Estate Broker with Coldwell Banker Gesik Realty in Lincoln City, Oregon for many years selling Oregon Coast homes in and around Lincoln County & South Tillamook County including Lincoln City, Depoe Bay, Gleneden Beach, Neskowin, Pacific City, Lincoln Beach, Newport, Waldport, OR as well as many other areas of the state of Oregon and have worked hard at making my business successful by taking care of my clients whether they're buying or selling real estate on the Oregon Coast. If you are looking to relocate out of the area, I have national and international contacts that I can refer you to. Just give me a call and let me know what you are looking for and "The Go-To-Girl For Real Estate" will go to work for you.

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