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Welcome to Tammy Ehrenfelt's Lincoln City, Depoe Bay, Neskowin and Pacific City Real Estate Website

Welcome! Here You Can Find Great Information on Lincoln City, Depoe Bay, Neskowin and Pacific City, Oregon Real Estate for sale.

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Lincoln City, Depoe Bay, Neskowin and Pacific City real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for.

- Tammy Ehrenfelt

School Reports in Lincoln City, Depoe Bay, Neskowin and Pacific City, Oregon

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Oregon Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Lincoln City, Depoe Bay, Neskowin and Pacific City

Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	What group of settlers introduced the log cabin to the New World?
A	The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland.
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Tammy Ehrenfelt, REALTOR®, real estate agent and broker for Lincoln City, Depoe Bay, Neskowin and Pacific City, Oregon home listings, property and land for sale - NUMBER1EXPERT

Tammy Ehrenfelt
Coldwell Banker Gesik Realty
1815 NW Hwy 101
Lincoln City, OR 97367
Direct: 541-992-5111
Fax: 541-994-9582
Toll Free: 800-959-7760
TammyEhrenfelt@NUMBER1EXPERT.com

I have been a Real Estate Broker with Coldwell Banker Gesik Realty in Lincoln City, OR for 5+ years, selling homes in Lincoln City, Depoe Bay, Gleneden Beach, Neskowin, Lincoln Beach, Newport, Waldport as well as other areas of the state and have worked hard at making my business successful by taking care of my clients whether they're buying or selling real estate on the Oregon Coast. If you are looking to relocate out of the area, I have national and international contacts that I can refer you to. Just give me a call and let me know what you are looking for and "The Go-To-Girl For Real Estate" will go to work for you.

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